DIRECT : N°4 january 2007




			Number 4 : january 2007

THE EVENT
Finaref launches a new loan consolidation product
		Finaref, a market leader in consumer finance, has just extended its product range. On 5 December, the company began offering customers the opportunity to bundle credits from several lenders into a single loan.
		The new product is designed to enable customers to restructure their debt and simplify routine management of their accounts by having just one contact number, one loan and one monthly payment. By bundling their loans, borrowers can reduce monthly payments, thus freeing up purchasing power.

	MARKET
	Two new card launches: Kangourou Plus and Mandarine
		Launching the Mandarine card Following a call for bids, La Maison de Valérie (LMDV), a company that specialises in mail-order sales of home furnishings, selected Finaref to manage Mandarine, its first store card. La Redoute and Finaref launch Kangourou Plus Intended for the very best customers of La Redoute and Finaref, Kangourou Plus offers preferred services to consumers in this segment.

	INNOVATION
	Dematerialisation: delivering benefits for new technologies
		Dematerialisation plays a useful role by facilitating non face-to-face customer relationships. The approach's growing importance among distance-sellers has created a need for new customer relationship management tools.

	GROUP
	Finaref provides leasing insurance
	Last spring, Finaref began offering payment protection insurance to customers of Crédit Agricole Leasing. The insurance covers death, illness and complete or partial disability of the borrower.

	In brief
		Insurance: Finaref exports its know-how to Italy
		Finaref to open a company crèche in April 2007
		On 5 December, Finaref received the 2006 Management & Skills Award from Cegos and Enjeux Les Echos, in collaboration with BFM.

	Barometer
www.finaref.fr: 9.7 million unique visitors E-commerce: a winning strategy Finaref is the leading consumer finance company on the web, with 9.7 million unique visitors at the end of October 2006 (source: NetRatings). The company, which is already partnered with Fnac and La Redoute, France's two largest e-commerce sites, recorded €600 million in new lending on the net in 2006.

Key figures

Key dates

Recruitment

quizz

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